17 Feb 2018,
Today, SBI ATMs are not functioning since evening. Initially I thought its isolated but later I found none of ATMs are releasing money due to lost connectivity towards server. That is not the topic of discussion here :-). As usual, I rode bike towards Temple on Saturday evening. On the way, I generally fuel up when necessary. Today, I had that necessity but no cash. Nowadays many of the petrol pumps accept debit cards and hence I thought money won't be problem.
The biker ahead of me in petrol pump had 3 failed transactions before bailing out. He did not fuel the bike. When it was my turn, I requested the service person to check if card is functioning based on earlier results. "No sir, its problem with his card" the personnel uttered confidently. After fueling, the machine declined my card transaction :-). 2 times it spewed server timeout and later on, it was just DECLINED. "Sir you seemed to have exhausted your bank balance", uttered the personnel impertinently. I lost patience but contained my heat. I am reeling under bad days currently. There was no scope for further moaning. I parked the bike and walked towards nearby SBI ATM and similar scene appeared. It was the time of realization that servers were down at the bank end. Not sure if it was planned or ephemeral fault. I was frustrated since there were no more ATMs nearby Hebbal Flyover. As I was pondering heavily, something flashed to my mind. I have a secret compartment in purse where I keep emergency fund. Recently, I have increased the cap from Rs.100/- to 300. Yes, that was the saviour at the moment. I walked towards the bunk and handed over 200 from the covert kitty :D. "Sir, I have sufficient balance but SBI servers are down and hence transaction declined", I replied him politely before leaving.
Having secret location for emergency fund is something practiced in olden days especially in India. I remember my grandparents having various hideouts for money to cater emergency requirements. I too practiced this recently owing to above cases. It has been useful under many circumstances. This situation one of my experience. Last but not least, this covert place needs immediate replenishing without fail. Otherwise, the practice is not at all worth following :-).
I plan to incorporate varied denominations in the covert treasure. Probably, couple of hundreds and fifties. The denominations are chosen in such a way as not to swell the purse itself :-)
Today, SBI ATMs are not functioning since evening. Initially I thought its isolated but later I found none of ATMs are releasing money due to lost connectivity towards server. That is not the topic of discussion here :-). As usual, I rode bike towards Temple on Saturday evening. On the way, I generally fuel up when necessary. Today, I had that necessity but no cash. Nowadays many of the petrol pumps accept debit cards and hence I thought money won't be problem.
The biker ahead of me in petrol pump had 3 failed transactions before bailing out. He did not fuel the bike. When it was my turn, I requested the service person to check if card is functioning based on earlier results. "No sir, its problem with his card" the personnel uttered confidently. After fueling, the machine declined my card transaction :-). 2 times it spewed server timeout and later on, it was just DECLINED. "Sir you seemed to have exhausted your bank balance", uttered the personnel impertinently. I lost patience but contained my heat. I am reeling under bad days currently. There was no scope for further moaning. I parked the bike and walked towards nearby SBI ATM and similar scene appeared. It was the time of realization that servers were down at the bank end. Not sure if it was planned or ephemeral fault. I was frustrated since there were no more ATMs nearby Hebbal Flyover. As I was pondering heavily, something flashed to my mind. I have a secret compartment in purse where I keep emergency fund. Recently, I have increased the cap from Rs.100/- to 300. Yes, that was the saviour at the moment. I walked towards the bunk and handed over 200 from the covert kitty :D. "Sir, I have sufficient balance but SBI servers are down and hence transaction declined", I replied him politely before leaving.
Having secret location for emergency fund is something practiced in olden days especially in India. I remember my grandparents having various hideouts for money to cater emergency requirements. I too practiced this recently owing to above cases. It has been useful under many circumstances. This situation one of my experience. Last but not least, this covert place needs immediate replenishing without fail. Otherwise, the practice is not at all worth following :-).
I plan to incorporate varied denominations in the covert treasure. Probably, couple of hundreds and fifties. The denominations are chosen in such a way as not to swell the purse itself :-)
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